Service Charges

Sr. No. Particulars w.e.f. 01.10.2017
1 Saving & Current A/c Minimum Balance & Respective charges
  A - Saving Bank A/c Minimum Balance
  1) Without cheque book facility
2) With cheque book facility
Individual - Rs. 500/-
Individual- Rs. 1000/-   Society – Rs. 5000/-
  B- Current A/c
(Not Applicable if the OD facility is availed & OD
amount is outstanding)
Individual - Rs. 3000/-
Society - Rs. 5000/-
  C-Charges for non maintenance of minimum balance
Saving A/c Rs.150/-
Current A/c Rs.200/- Inoperative A/c – No charges
  D- Inoperative Account
(Incidental Charges on Quarterly basis)
Saving A/c --Rs. 100/- Current A/c –Rs. 200/-
2 Other Charges for Saving & Current A/c:
  1) Issue of Duplicate Passbook
a) Current Balance (Up to one year)
  Saving A/c-  Rs. 100/-for passbook
Current A/c -  Rs. 200/-for passbook
  b) With old entries (above one year) Saving A/c-  Rs. 150/-for passbook
Current A/c -  Rs. 200/-for passbook
  2) Issue of Duplicate Statement First ledger page Rs.100/- + then Rs.50 per ledger page
Manual- Rs. 50/- Per ledger page
  3) Charges for account closure Account close within one year-Rs. 250/-
Account close after one year-Rs. Nil
  4) Saving A/c- Cheque Book charges Individual A/c- 20 cheques free during the year, there after Rs. 2/- per leaf.
    Society A/c - 50 cheques free during the year, there after Rs.2/- per leaf.
  5) Current A/c - Cheque Book charges 50 cheques free during the year, there after Rs.2/- per leaf.
  6) Standing Instruction-
a) For same branch-
b) From one branch to another branch-
  Nil
Rs. 50/- per Instruction
  7) Stop Payment Instruction- i) Rs. 100/- Per cheque
ii) Loss of entire cheque book, charges per cheque book are as follows :-
SB Ind. A/c – Rs.200/- SB Sty. A/c – Rs. 250/- Current A/c Rs. 300/-
  8) Balance Certificate For Current Year – Nil
For previous year - Rs. 75/- per certificate
  9) Additional Cheque Book issued for loan/other purpose Rs. 200/- per cheque book
for Saving A/c or Current A/c
  10) Interest Certificate First time - Nil
Duplicate Rs. 150/-(Half Yearly)
  11) Change in Authorized signatory Individual-Rs. Nil/- Society- Nil
3 Clearing Cheques Return (Inward/Outward)/ECS Return/Speed Clearing Return/Transfer Return charges
  Clearing Cheque/ speed clearing cheque Return charges - (Inward/ outward)   Rs.150/- Per instrument
  ECS Return – Debit Rs.150/- Per ECS transaction
  Transfer cheque Return Rs.100/- Per instrument
  For Sub member Banks:
Outward Cheque Return /ECS Return – Debit
Rs.50/- Per instrument
  Note - If the return cheque sent through post, actual postage charges will be levied separately.
4 Pay Orders : w.e.f. 01.01.2012
  Particulars Individual / Co .op. & Pvt. institution/ Schools / Colleges A/c
  Up to Rs. 10000/- Rs.30/-
  Rs. 10001/- up to Rs. 20000/- Rs.3.50 per thousand, Minimum Rs.50/-
  Rs. 20001/- up to Rs. 1.00 Lakh Rs.3.50 per thousand
  Above Rs. 1.00 Lakh up to Rs. 2.00 Lakh Rs.3.50Per thousand
  Above Rs. 2.00 Lakh Rs.3.50Per thousand, Maximum Rs.6000/-
  Issue of Duplicate Pay-Orders Rs.50/-
  Revalidation of Pay-Orders ( Up to one year) Rs.50/-
  Pay-Order cancellation Rs.50/-
5 D.D. / T.T. / M.T :
Particulars Individual / Co .op. & Pvt. Institution & Urban Banks A/c D.D. / T.T. / M.T
1) Up to Rs. 10000/- Rs.30/-
2) Rs. 10001/- up to Rs.1.00Lakh Co-operative Societies /Urban Banks Banks & DCC Banks Rs.3/- per thousand, minimum Rs.50/-
  Individual /Pvt. Institutes Rs.4/- per thousand Minimum Rs.70/-
3) Above Rs. 1.00 Lakh Co-operative Societies /Urban Banks Banks & DCC Banks Rs.3/- per thousand, maximum Rs. 6000/-
  Individual /Pvt. Institutes Rs.5/- per thousand Maximum Rs.8000/-
4) Issue of Duplicate D.D. Rs. 50/- per D.D.
5) Cancellation of D.D. Rs. 50/- per D.D.
6) Revalidation of D.D. Rs. 50/- per D.D.
7) Postage Charges Actual postage Charges
6 Cheques Collection Inward/Outward (Outstation) (Including Postage/Courier charges/ Bills Collection :
Particulars
A) Cheques Collection Inward/Outward (Outstation) (Including Postage/Courier charges):- For Saving bank account holders For Other than Saving bank account holders
1) Up to Rs. 5000/- Rs. 25/- Rs.100/-
2) Rs. 5001/- up to Rs. 10000/- Rs. 50/- Rs.100/-
2) Rs. 10001/- up to Rs.1.00 Lakh Rs. 100/- Rs. 200/-
3) Above Rs. 1.00 Lakh Rs. 300/- Rs.300/-
B) Bills Collection ( Hundi) :-
1) Up to Rs. 5000/- Rs.50/-
2) Rs. 5001/- up to Rs. 10000/- Rs. 75/-
3) Rs. 10001/- up to Rs. 1.00 Lakh Rs.4/- per thousand, Minimum Rs. 100/-
4) Above Rs. 1.00 Lakh Rs. 5/- per thousand, Minimum Rs. 8000/-
5) Return Charges Rs. 100/- Per Hundi
6) Postage Charges Actual postage charges
C) National Speed Clearing Cheque Collection:- (Outstation)
Outward National/ Speed Clearing Cheque 1)Upto Rs.1.00 Lakh – Nil   2)Above Rs. 1.00 Lakh-Rs. 175/- per instrument
National/ Speed Clearing Cheque return charges Rs. 150/- per instrument
7 R.T.G.S. / N.E.F.T. (As per RBI Guidelines) :
A) R.T.G.S.(From 01/04/2016)
a) Inward Nil Nil
b) Outward Transactions RBI Settlement Time
08-11 
11-13
13-16.30 
16.30 Onwards
Charges per Transaction
  Nil
Rs.2/-
Rs.5/-
 Rs.10/-
i) Above Rs.2.00Lakhs to Rs.5.00 Lakhs Rs. 25/- + applicable charges for RBI Settlement (maximum Rs.30/-)
ii) Above Rs. 5.00 Lakhs Rs. 50/- + applicable time varying tariff subject to maximum Rs.55/-
B) N.E.F.T.(From 01/10/2012) w.e.f. 1.10.2012
a) Inward Nil
b) Outward
i) Up to Rs.10,000/-   Rs. 2/- per Transaction
ii) Up to Rs.10,001/- to Rs.1 lakh Rs.5/- per Transaction
iii) Above Rs.1/- lakh to Rs. 2/- Lakh Rs.15/- per Transaction
iv) Above Rs.2/- lakh Rs.25/- per Transaction
8 Other Charges :
Particulars
1) Signature Attestation Rs.100/-
2) Photo Attestation Rs.100/-
3) Custodian Charges  
i) Fixed Deposit Receipt / Debenture Bonds/ Share Certificate (sealed packet) Rs.300/-
(Rate applicable to Old custodian from 01/04/2018)
4) Lost Cheque book requisition slip S/B, C/A, C/C, O/D Accounts Rs.50/-
5) Cash Handling Charges
A) Special Account Holders (Minimum balance in Current Account)
Rs. 15 lakh
Rs. 30 lakh
Rs. 50 lakh
Above Rs. 30 lakh Rs. 2/- for per thousand
Above Rs. 60 lakh Rs. 2/- for per thousand
Above Rs. 100 lakh Rs. 2/- for per thousand
Rs.10001/- upto Rs.25000/- Nil
Rs.25001/- upto Rs.50000/- Rs. 10/-
Rs. 50001/- upto Rs.1.00 Lakh Rs. 30/-
Above Rs. 1.00 Lakh Rs. 75/- per Lakh, Maximum Rs. 5000/-
6) Postage/Courier charges ( Dispatch Dept.) Actual Postage charges + Service charge Rs. 25/- for Registered. post / Parcel ( per 500/- gm.)
7) No Dues Certificate Borrower:- Rs..100/- per Certificate
Non Borrower:- Rs.200/- per Certificate
8) Excess withdrawal entries on Saving A/c 1) Monthly 8 withdrawals-Nil 2) Over 8
withdrawals - Rs. 10/- per withdrawal.
9) Photocopy of Cheque Rs. 100/- per cheque
10) Token misplaced/lost Rs. 200/- per Token
11) Duplicate Term Deposit receipt Rs. 200/- Per Receipt
9 Letter of Credit :
A)For Intuitional Borrower 1) Commission
2) Reinstate Charges ( For First and Second time)
3) Reinstate Charges ( For Third and every then )
4) Period Extension
2% pa on LC Amount 1.25% pa on Reinstate Amount + Processing charges Rs.750/-
1% pa on Reinstate Amount + Processing charges Rs.750/-
Processing charges Rs. 750/- + for 3 months 1.25% and there after 2% for remaining amount of LC
B) For the Institute having 100% lien under Inland LC : 1) Commission
2) Reinstate Charges ( For First and Second time)
3) Reinstate Charges ( For Third and every then )
4) Period Extension
2% pa on LC Amount
1% pa on Reinstate Amount + Processing charges Rs.750/-
0.75% pa on Reinstate Amount + Processing charges Rs.750/-
Processing charges Rs. 750/- + for 3 months 1% and thereafter 2% for remaining amount of LC
C) Transfer/ Amendment in LCs Rs. 750/-
D) SFMS System Charges for sending to advising bank : Rs. 250/-
10 Bank Guarantee :
1)Commission
2) Amendment
3)Inoperative Bank Guarantee
4)Extension in BG Period
5)Refund of commission of BG
6)As per decision by Court
2% on Guarantee amount.
Rs. 250/-
For 2 Months period , Processing Charges taken 20% on charged Commission & Rs.100/-which is more or Maximum Rs.2500/-
2% on Guarantee amount.
Commission should not refund if Object of BG is completed before maturity.
2% on BG amount for every Year till the final decision order by Court.
11 Locker Charges :
SR. No.. Locker Type Height (Inches) Width (Inches) Depth (Inches) Total Area (Cubage) Rent (per Year) Rs.
1 Small Upto 700 Cube inches A 4.1/2 5.7/8 20.3/8 539.25 1000/-
2 A 4.92 6.89 19.37 656.62 1000/-
3 Medium 'A' Upto 701 to 1000 Cube Inches B 5.13/16 7.1/4 20.3/8 858.46 1200/-
4 B 5.13/10 7.1/4 20.3/8 930.86 1200/-
5 Medium 'B' Upto 1001 to 1500 Cube Inches C 4.1/2 12.15/16 20.3/8 1186.73 1400/-
6 C 4.55 14.23 19.80 1281.61 1600/-
7 C 4.92 13.86 19.37 1320.86 1800/-
8 D 7 9.3/8 20.3/8 1338.15 1900/-
9 D 7.05 10.67 19.80 1488.98 2000/-
10 Large Upto 1501 to 3000 Cube Inches H-1/G 12.3/8 7.1/4 20.3/8 1829.21 2200/-
11 E 5.13/16 15.13/16 20.3/8 1872.03 2500/-
12 F 10.1/2 12.15/16 20.3/8 2769.03 2700/-
13 E/2 6.1/2 21 20.3/8 2781.87 2800/-
14 G 7 19.15/16 20.3/8 2844.64 2975/-
15 F 10.45 14.17 19.80 2933.82 3175/-
16 F 10.94 13.86 19.37 2937.04 3200/-
17 G 7.05 21.36 19.80 2980.71 3250/-
18 Extra Large Upto 3001 & above Cube Inches H 12.3/8 15.13/16 20.3/8 3988.93 3500/-
19 I 11.1/2 22.1/2 20.3/8 5273.33 4200/-
20 L 15 19.14/16 20.3/8 6095.66 4800/-
21 J 12 26.1/2 20.3/8 6480.84 5200/-
22 K* 15.55 29.36 19.80 6577.54 5300/-
23 K 15.1/2 32 20.3/8 10108.48 5500/-

Rate applicable to Old Locker holders are from 01/04/2018.

Taxes on commission & service charges :

GST will be applicable and subject to change from time to time.