Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK
Abridged Balance Sheet and Working results

(₹ in lakh)
PARTICULARS	Previous Year 31.03.2016	Current Year 31.03.2017
Balance Sheet
Capital	47209.48	48302.56
Reserves & Surplus	326230.88	326178.14
Deposits	1126844.06	1637677.77
Borrowings	774068.6	864382.22
Other liabilities	92835.15	98965.05
Total Liabilities	2367188.17	2975505.74

Cash and bank balances	471440.73	734208.22
Investments	327703.12	477850.84
Loans and advances	1442436.56	1633633.67
Other assets	125607.76	129813.01
Total Assets	2367188.17	2975505.74

Profit & Loss Account
Interest Income	160012.06	176152.68
Other Income	22498.53	23388.88
Total Income	182510.59	199541.56
Interest Expenditure	121179.65	126410.61
Other Expenditure	37045.83	48603.46
Total Expenditure	158225.48	175014.07
Profit / (-) Loss	24285.11	24527.49

Other Working Results
CD Ratio (%)	128.01%	99.75%
Recovery performance (%) (as on June)	88.62%	83.68%
Gross NPAs	133733.43	130320.93
Net NPAs	4082.87	8517.03
% of Gross NPAs to total advances	9.27%	7.98%
% of net NPAs to net loans	0.31%	0.56%
Capital adequacy ratio (%)	15.01%	14.56%
Net Worth	196146.91	220984.11
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to	March 31, 2017	September 30, 2017
Deposits Asseable	304834.83	338698.23
Premium Amount Paid	175.28	194.75