Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK

Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Previous Year 31-Mar-2018 Current Year 31-Mar-2019
Balance Sheet
Share Capital 49581.76 54484.52
Reserves & Surplus 345148.41 373729.07
Deposits 1410561.07 1583986.87
Borrowings 619116.12 690672.72
Other Liabilities 109894.47 122710.51
Total Liabilities 2534301.83 2825583.69
Cash and Bank Balances 333199.31 248037.18
Investments 469586.46 479559.11
Loans and Advances 1599201.49 1959953.61
Other Assets 132314.57 138033.79
Total Assets 2534301.83 2825583.69
Profit & Loss Account
Interest Income 190018.12 185942.93
Other Income 5037.64 8004.01
Total Income 195055.76 193946.94
Interest Expenditure 132109.89 124416.94
Other Expenditure 42799.59 44394.62
Total Expenditure 174909.48 168811.56
Profit 20146.28 25135.38
Other Working Results
CD Ratio (%) 69.48% 63.88%
Recovery Performance (%) (as on June) 83.01% 82.41%
Gross NPAs 158532.97 158204.38
Net NPAs 36593.25 33204.38
% of Gross NPAs to total Advances 9.91% 8.07%
% of net NPAs to Net Loans 2.48% 1.81%
Capital Adequacy Ratio (%) 16.57% 15.60%
Net Worth 238838.07 268189.37
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31, 2019 September 30, 2019
Deposits Assessable 375987.39 429790.38
Premium Amount Paid 187.99 214.90