(₹ in lakh)
PARTICULARS
|
Previous Year 31-Mar-2021 |
Current Year 31-Mar-2022 |
Balance Sheet
|
Share Capital
|
61888.75
|
54435.48
|
Reserves & Surplus
|
501798.71
|
608515.87
|
Deposits
|
2030761.72
|
2106684.01
|
Borrowings
|
828346.59
|
813039.17
|
Other Liabilities
|
98006.79
|
108055.80
|
Total Liabilities
|
3520802.56
|
3690730.33
|
|
Cash and Bank Balances
|
131500.28
|
132424.91
|
Investments
|
928450.53
|
819524.32
|
Loans and Advances
|
2329453.65
|
2596035.41
|
Other Assets
|
131398.10
|
142745.69
|
Total Assets
|
3520802.56
|
3690730.33
|
|
Profit & Loss Account
|
Interest Income
|
226395.88
|
256769.29
|
Other Income
|
15824.68
|
13986.86
|
Total Income
|
242220.56
|
270756.15
|
Interest Expenditure
|
140318.33
|
104077.00
|
Other Expenditure
|
65461.55
|
106399.32
|
Total Expenditure
|
205779.88
|
210476.32
|
Profit
|
36440.68
|
60279.83
|
|
Other Working Results
|
CD Ratio (%)
|
73.93%
|
84.64%
|
Recovery Performance (%) (as on June)
|
83.79%
|
----
|
Gross NPAs
|
271045.70
|
284566.16
|
Net NPAs
|
25045.70
|
0.00
|
% of Gross NPAs to total Advances
|
11.64%
|
10.96%
|
% of net NPAs to Net Loans
|
1.20%
|
0.00%
|
Capital Adequacy Ratio (%)
|
14.34%
|
15.70%
|
Net Worth
|
270347.23
|
322709.84
|
Coverage of Deposits under Deposits Insurance Scheme of DICGC
|
Period up to
|
March 31, 2022
|
September 30, 2022
|
Deposits Assessable
|
403492.16
|
431682.76
|
Premium Amount Paid
|
242.10
|
259.01
|
Salient features of Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme :
|
1. Each depositor of a Bank is insured upto a maximum of ₹ 5,00,000/- (Rupees Five Lakh) for both principal and interest amount held by him in the same right and same capacity.
|
2. The deposits kept in different branches of a Bank are aggregated for the purpose of insurance cover and a maximum amount of upto Rupees five lakhs.
|
3. The DICGC insures principal and interest upto a maximum amount of ₹ five lakhs.
|
4. For more details features of the scheme depositor may visit to DICGC Website :https://www.dicgc.org.in
|