Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK
Abridged Balance Sheet and Working results

(₹ in lakh)
PARTICULARS	Current Year 31-Mar-2019	Current Year 31-Mar-2020
Balance Sheet
Share Capital	54484.52	57838.16
Reserves & Surplus	373421.25	453073.18
Deposits	1583986.87	2084899.10
Borrowings	690672.73	657652.03
Other Liabilities	123018.32	151773.41
Total Liabilities	2825583.69	3405235.88

Cash and Bank Balances	248037.18	322178.97
Investments	479559.11	809568.70
Loans and Advances	1959953.61	2081723.78
Other Assets	138033.79	191764.43
Total Assets	2825583.69	3405235.88

Profit & Loss Account
Interest Income	185942.93	251262.63
Other Income	8004.01	97205.53
Total Income	193946.94	348468.16
Interest Expenditure	124416.94	162351.55
Other Expenditure	44394.62	153616.51
Total Expenditure	168811.56	315968.06
Profit	25135.38	32500.10

Other Working Results
CD Ratio (%)	63.89%	55.56%
Recovery Performance (%) (as on June)	82.41%	82.14%
Gross NPAs	158206.03	224826.96
Net NPAs	33206.02	0.00
% of Gross NPAs to total Advances	8.07%	10.80%
% of net NPAs to Net Loans	1.81%	0.00%
Capital Adequacy Ratio (%)	15.60%	13.11%
Net Worth	268189.37	228223.80
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to	March 31, 2020	September 30, 2020
Deposits Assessable	421134.47	414853.55
Premium Amount Paid	210.57	248.91