(₹ in lakh)
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PARTICULARS
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Previous Year 31-Mar-2021 |
Current Year 31-Mar-2022 |
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Balance Sheet
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Share Capital
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61888.75
|
54435.48
|
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Reserves & Surplus
|
501798.71
|
608515.87
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Deposits
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2030761.72
|
2106684.01
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Borrowings
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828346.59
|
813039.17
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Other Liabilities
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98006.79
|
108055.80
|
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Total Liabilities
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3520802.56
|
3690730.33
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|
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Cash and Bank Balances
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131500.28
|
132424.91
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Investments
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928450.53
|
819524.32
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Loans and Advances
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2329453.65
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2596035.41
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Other Assets
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131398.10
|
142745.69
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Total Assets
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3520802.56
|
3690730.33
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|
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Profit & Loss Account
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Interest Income
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226395.88
|
256769.29
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Other Income
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15824.68
|
13986.86
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Total Income
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242220.56
|
270756.15
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Interest Expenditure
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140318.33
|
104077.00
|
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Other Expenditure
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65461.55
|
106399.32
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Total Expenditure
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205779.88
|
210476.32
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Profit
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36440.68
|
60279.83
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|
|
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Other Working Results
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CD Ratio (%)
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73.93%
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84.64%
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Recovery Performance (%) (as on June)
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83.79%
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----
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Gross NPAs
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271045.70
|
284566.16
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Net NPAs
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25045.70
|
0.00
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% of Gross NPAs to total Advances
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11.64%
|
10.96%
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% of net NPAs to Net Loans
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1.20%
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0.00%
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Capital Adequacy Ratio (%)
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14.34%
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15.70%
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Net Worth
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270347.23
|
322709.84
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Coverage of Deposits under Deposits Insurance Scheme of DICGC
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Period up to
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March 31, 2022
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September 30, 2022
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Deposits Assessable
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403492.16
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431682.76
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Premium Amount Paid
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242.10
|
259.01
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Salient features of Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme :
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1. Each depositor of a Bank is insured upto a maximum of ₹ 5,00,000/- (Rupees Five Lakh) for both principal and interest amount held by him in the same right and same capacity.
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2. The deposits kept in different branches of a Bank are aggregated for the purpose of insurance cover and a maximum amount of upto Rupees five lakhs.
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3. The DICGC insures principal and interest upto a maximum amount of ₹ five lakhs.
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4. For more details features of the scheme depositor may visit to DICGC Website :https://www.dicgc.org.in
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