Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK
Abridged Balance Sheet and Working results

(₹ in lakh)
PARTICULARS	Previous Year 31-Mar-2017	Current Year 31-Mar-2018
Balance Sheet
Share Capital	48302.56	49581.76
Reserves & Surplus	326178.14	345148.41
Deposits	1637677.77	1410561.07
Borrowings	864382.22	619116.12
Other liabilities	98965.05	109894.47
Total Liabilities	2975505.74	2534301.83

Cash and bank balances	734208.22	333199.31
Investments	477850.84	469586.46
Loans and advances	1633633.67	1599201.49
Other assets	129813.01	132314.57
Total Assets	2975505.74	2534301.83

Profit & Loss Account
Interest Income	176152.68	190018.12
Other Income	23388.88	5037.64
Total Income	199541.56	195055.76
Interest Expenditure	126410.61	132109.89
Other Expenditure	48603.46	42799.59
Total Expenditure	175014.07	174909.48
Profit / (-) Loss	24527.49	20146.28

Other Working Results
CD Ratio (%)	46.97%	69.48%
Recovery performance (%) (as on June)	83.68%	83.01%
Gross NPAs	130320.93	158532.97
Net NPAs	8517.03	36593.25
% of Gross NPAs to total advances	7.98%	9.91%
% of net NPAs to net loans	0.56%	2.48%
Capital adequacy ratio (%)	14.56%	16.57%
Net Worth	220984.11	238838.07
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to	March 31, 2018	September 30, 2018
Deposits Asseable	344183.41	365616.46
Premium Amount Paid	172.09	182.81