Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK
Abridged Balance Sheet and Working results

(₹ in lakh)
PARTICULARS	Previous Year 31-Mar-2018	Current Year 31-Mar-2019
Balance Sheet
Share Capital	49581.76	54484.52
Reserves & Surplus	345148.41	373729.07
Deposits	1410561.07	1583986.87
Borrowings	619116.12	690672.72
Other Liabilities	109894.47	122710.51
Total Liabilities	2534301.83	2825583.69

Cash and Bank Balances	333199.31	248037.18
Investments	469586.46	479559.11
Loans and Advances	1599201.49	1959953.61
Other Assets	132314.57	138033.79
Total Assets	2534301.83	2825583.69

Profit & Loss Account
Interest Income	190018.12	185942.93
Other Income	5037.64	8004.01
Total Income	195055.76	193946.94
Interest Expenditure	132109.89	124416.94
Other Expenditure	42799.59	44394.62
Total Expenditure	174909.48	168811.56
Profit	20146.28	25135.38

Other Working Results
CD Ratio (%)	69.48%	63.88%
Recovery Performance (%) (as on June)	83.01%	82.41%
Gross NPAs	158532.97	158204.38
Net NPAs	36593.25	33204.38
% of Gross NPAs to total Advances	9.91%	8.07%
% of net NPAs to Net Loans	2.48%	1.81%
Capital Adequacy Ratio (%)	16.57%	15.60%
Net Worth	238838.07	268189.37
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to	March 31, 2019	September 30, 2019
Deposits Assessable	375987.39	429790.38
Premium Amount Paid	187.99	214.90