MSCB

Regional/Pay Offices

 

 

Functions of Regional/Pay Offices:
  1. Short term and medium term Agricultural loan
    1. Scrutiny of ST and MT loan applications received from DCCB’s and recommendations to HO for sanction.
    2. After getting sanction to the loan proposals from HO the necessary record is maintained. The necessary documents are complied by the borrowers and drawals are allowed as per the terms and conditions laid down by H.O.
    3. Scrutiny of NODC statements and maintenance of collateral cover.
    4. Scrutiny of long term loan applications as regards to Lift irrigation and minor irrigation scheme, Plantation and Horticulture, Sericulture, Poultry Development & Dairy Schemes and recommendations to HO for sanction.
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  3. Loans to Co-operative Sugar factories / Spinning Mills / Marketing and Processing Societies.
    1. Pre-seasonal loans limit application’s scrutiny and recommendation to HO for sanction.
    2. Working capital loans limit and recommendation to HO for sanction.
    3. Scrutiny of Term Loan applications and recommendation to HO for sanction.
    4. After getting sanction to the loan proposals from HO the necessary record is maintained. The necessary documents are complied by the borrowers and drawals are allowed as per the terms and conditions laid down by HO.
    5. Stock verification for loan against hypothecation and Pledge with the help of Inspection Machinery.
    6. Follow up for recovery and defaulted accounts.
    7. MIS and Review of achievement of the targets given in MOU on quarterly & half yearly basis.

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  1. Registers maintained:
    1. Daily availability register (Stock register)
    2. Limit register
    3. Document register
    4. Insurance register
    5. Stock Statement register
    6. Hypo Stock statement register
    7. Share Register
    8. Drawal Register (Purpose wise)
    9. Demand Collection & Balance Register
    10. Watch Register (Regarding RBI return)

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  1. Statements:
    1. Monthly
    2. Fortnightly
    3. Credit Monitoring Arrangement (Monthly)
    4. Short Margin (Monthly)
    5. NPA (Monthly)
    6. Bad & Doubtful (Monthly)
    7. Progress recovery (Monthly)
    8. As required by HO
    9. Closing Statement (Quarterly & Annual)
    10. Consortium statement
    11. Mortgage Statement

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Regional / Pay Offices Addresses

REGIONAL OFFICES
Sr. No. Location Phone Fax Email
1. Aurangabad
Plot No. 10, Town Centre, CIDCO, Aurangabad - 431003, P. O. Box No. 654 Telex : 294
(0240) 2485810/2485221/2482527 (0240) 2482527 ro_abd@mscbank.com
2. Nagpur
Dr. Dhananjay Gadgil Road, Mahal, Nagpur - 440002 Telex : 0715 - 7209
(0712) 2729096 / 2729097 / 2728494 / 2726308 / 2727346 (0712) 2728663 ro_nagpur@mscbank.com
3. Nasik
Sector - E, Plot No. 3, CIDCO, Mumbai - Agra Road,
P. O. Box. No. 81, Nashik - 422009
(0253) 2392852 / 2392853-54 (0253) 2392980 ro_nasik@mscbank.com
4. Pune
915/2, Shivaji Nagar, Dr. Sule Road, P. O. Box No. 882, Pune - 411004 Telex - 0145 - 7218
(020) 5676305 / 5654945 / 5654497 / 5659503 (020) 5654319 ro_pune@mscbank.com
PAY OFFICES
Sr. No Location Phone Fax Email
1. Kolhapur
Ayodhya Towers, 4th Floor, Tabholkar Corner, Shahupuri, Kolhapur - 416001
(0231) 2666792 / 93 (0231) 2662708 po_kolhapur@mscbank.com
2. Nanded
Plot No. 180, Vasant Nagar, Purna Road, Sharda Nagar, Opp Bus Stop, P. O. Box. No. 15, Nanded - 431602
(02462) 233919 / 221745 (02462) 235066 po_nanded@mscbank.com

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