Hypo. Loan is granted at 85% of cost for new non Commercial Vehicles and 75% of cost for new Commercial Vehicles at reasonable rate of interest, repayable in maximum 60 months. Approach any of our branches in Maharashtra for details.

Under this scheme, loan is granted to self employed as well as to retail, wholesale traders and also small and medium size Entrepreneurs for their working capital needs cash credit and also Term Loans at reasonable rate of interest repayable in maximum 7 years.

Loan is granted instantly against pledge of Gold / Gold Ornaments through our selected 7 Branches in Mumbai, 3 Branches in Nagpur, Akola, Amravati & Aurangabad Branch, subject to maximum limit per loan proposal is Rs.2.00 lakhs, and market value of net gold item.

Loan is granted at 75% of face value of National Saving Certificate and 90% in case or loan against LIC Policy taking in to consideration its surrender value.

Loan is granted against the pledge of Bonds / Debentures as per norms prescribed by RBI.

Overdraft is sanctioned to Small and Tiny Traders on their Current A/c maintain with us as per needs subject to maximum of Rs.10,000/- after observing satisfactory opertions on their current account.

Samrudhi Loan Scheme for Teachers and Non Teaching Staff of Govt. aided Educational Institutions.

1. Purchasing of Household goods like T.V., fridge, computer, furniture, etc.
2. For self marriage or marriage of son and daughter.
3. For self higher education or higher education for son and daughter.
4. For foreign tours.
5. Own contribution for availing housing loan and loan for repairing of house.

1. Loan amount can be available upto,
   1. Actual expenses or value of goods
   2. 10 times of salary
   3. Rs. 1 lakh
      Of that whichever is LESS
      
2. Interest rate applicable 13%
   
3. Recovery of loan - 60 equal monthly installments with principle and interest.

For details please contact any of our Branch Managers